Program Options for Your Consideration
At EFS Benefit Solutions, Inc. in Olympia, Washington, we educate you about the various aspects of insurance. This enables you to make informed decisions crucial to acquiring wide-coverage plans. With the knowledge we make available, you muster the ability to study, analyze, and decide strategically when evaluating program proposals.
Our agents make sure that you acquire a perfect understanding of the essential aspects of insurance such as benefits and coverage. In the process, you also find a reliable partner who can help you shop, enroll in programs, and implement employee benefits. This applies to the following insurance types:
Voluntary employee benefit packages usually cover:
- Accidents and Injuries
- Hospital Indemnity
- Critical Illnesses
Our company provides assistance to individuals/families when shopping for plans and enrolling in chosen programs. Through the Washington Healthplanfinder, clients get access to plans offering medical, dental, and vision coverage.
Life insurance protects your loved ones against financial instability resulting from the premature death of an insured. The life insurer awards the death benefits to the named beneficiary in consideration of premium payments made by the insured.
This is the federal health insurance program for people aged 65 or older, certain younger people with disabilities, and people with end-stage renal disease (permanent kidney failure requiring dialysis or a transplant sometimes called ESRD). EFS Benefit Solutions, Inc. partners with highly reputable companies offering:
- Medicare Advantage Plans
- Medicare Supplement Plans
- Prescription Drug Plans
Short-Term Medical Insurance
Short-term plans usually offer major medical coverage for health care costs in the event of serious medical issues. Most plans also cover normal doctor visits for routine illnesses and injuries.
Travel insurance programs are ideal for coverage related to medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling locally or internationally. We have employer group and individual plans available.
Final Expense Insurance
Final expense insurance (also known as burial insurance) programs help you pay for the bills that your loved ones will pay after you pass on. These costs include medical and funeral expenses.
Term life insurance plan holders who outlive the policy term may consider acquiring final expense programs. The value of one such policy is proportionate to the expense of the desired funeral. Life insurance values can sometimes go over a million dollars. Final expense insurance policies rarely offer benefits amounting to more than $20,000.
Long-Term Care Insurance
This kind of insurance is ideal for Individuals who are more than 65 years old or those with a chronic or disabling conditions requiring constant supervision. Beneficiaries enjoy coverage that can amply pay for nursing home care, in-home care, as well as personal or adult day care services.